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Home Insurance Costs with Deductible Scenarios in Tuolumne County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Tuolumne County, CA $273500 $527 $725
Cedar Ridge, CA $240800 $507 $698
Twain Harte, CA $302800 $582 $800
Sierra Village, CA $342900 $649 $893
Tuolumne City, CA $206100 $473 $651
Phoenix Lake, CA $364500 $694 $954
Mono Vista, CA $233100 $499 $687
Twain Harte-Tuolumne City, CA $271300 $540 $743
Tuolumne County, CA $273500 $527 $725
Mi-Wuk Village, CA $255900 $523 $719

Impact of Coverage Amount on Home Insurance Cost In Tuolumne County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $285
$200,000 $837
$300,000 $1,037
$400,000 $1,289
$500,000 $1,650
$750,000 to $1000,000 $1,908
Above $1000,000 $2,256


Tuolumne County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Tuolumne County, CA Average Home Insurance Cost$733.32
State Average Home Insurance Cost$1,291
Difference Vs national Average-490.68

Top Homeowners Insurance Companies in Tuolumne County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Mercury $1,184
Nationwide $852
AAA $830
California Automobile $639

Tuolumne County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -95 638
One Claim +59 792
Two Claims +95 829