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Home Insurance Costs with Deductible Scenarios in Tracy, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Tracy, CA $402700 $737 $1,013
Byron, CA $416700 $834 $1,148
Patterson, CA $272500 $503 $693
Discovery Bay, CA $536700 $716 $985
Mountain House, CA $503200 $695 $956
Lathrop, CA $292900 $476 $656
French Camp, CA $234400 $500 $689
Tracy, CA $402700 $737 $1,013
Salida, CA $275200 $507 $697
Taft Mosswood, CA $161200 $431 $593

Impact of Coverage Amount on Home Insurance Cost In Tracy, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $207
$200,000 $772
$300,000 $1,055
$400,000 $1,270
$500,000 $1,626
$750,000 to $1000,000 $1,880
Above $1000,000 $2,223


Tracy, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Tracy, CA Average Home Insurance Cost$1,025.79
State Average Home Insurance Cost$1,291
Difference Vs national Average-198.21

Top Homeowners Insurance Companies in Tracy, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
Farmers $1,748
State Farm $983
California Automobile $639

Tracy, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 882
One Claim +62 1087
Two Claims +123 1149