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Home Insurance Costs with Deductible Scenarios in Sacramento County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sacramento County, CA $299900 $560 $771
Citrus Heights, CA $246600 $497 $684
Arden-Arcade, CA $333900 $531 $730
West Sacramento, CA $304600 $567 $780
Florin, CA $187400 $424 $583
Fruitridge Pocket, CA $164100 $434 $597
Walnut Grove, CA $435300 $898 $1,235
Parkway, CA $186100 $423 $582
Mather, CA $306900 $587 $808
Courtland, CA $334000 $633 $870

Impact of Coverage Amount on Home Insurance Cost In Sacramento County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $300
$200,000 $758
$300,000 $1,061
$400,000 $1,317
$500,000 $1,686
$750,000 to $1000,000 $1,949
Above $1000,000 $2,305


Sacramento County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sacramento County, CA Average Home Insurance Cost$779.88
State Average Home Insurance Cost$1,291
Difference Vs national Average-444.12

Top Homeowners Insurance Companies in Sacramento County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Allstate $2,521
Progressive $1,204
California Automobile $639

Sacramento County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -94 686
One Claim +55 834
Two Claims +94 873