Home Insurance Costs with Deductible Scenarios in Sacramento, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Sacramento, CA	$287000	$543	$748
Woodland, CA	$324200	$597	$821
Arden-Arcade, CA	$333900	$531	$730
Rancho Murieta, CA	$432300	$630	$868
La Riviera, CA	$257300	$487	$671
Clarksburg, CA	$473900	$1053	$1,449
Vineyard, CA	$343900	$546	$752
Folsom, CA	$456900	$882	$1,214
Mather, CA	$306900	$587	$808
North Highlands, CA	$168300	$976	$1,343

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Impact of Coverage Amount on Home Insurance Cost In Sacramento, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$287
$200,000	$772
$300,000	$1,102
$400,000	$1,344
$500,000	$1,720
$750,000 to $1000,000	$1,989
Above $1000,000	$2,352

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Sacramento, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Sacramento, CA Average Home Insurance Cost	$756.6
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-467.4

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Top Homeowners Insurance Companies in Sacramento, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Mercury	$1,184
Nationwide	$852
AAA	$830
General	$827

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Sacramento, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-98	658
One Claim	+53	810
Two Claims	+106	863

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