Top 5 Home Insurance Companies in Roseville, CA
Check out the most popular Home Insurance agencies & companies in Roseville, CA & compare the best quotes from them.
Cost of Homeowners Insurance in Roseville, CA
The average home insurance in Roseville, CA, is $998.4. Homeowners insurance can help protect you financially if you suffer a loss due to certain covered circumstances such as fire, theft, vandalism, or other covered events. The cost of home insurance in Roseville will vary depending on multiple factors, including the coverage level, deductible, age of the home, materials used, and others.
When your home has been damaged or destroyed, and when under crisis, you need a responsive and experienced insurance company that understands your situation. Therefore, homeowners should compare the quotes and benefits offered by different companies in order to select the best home insurance in Roseville, CA. Below are a few home insurance companies in Roseville, CA.
Factors affecting home insurance in Roseville, CA:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners Insurance Roseville, CA - Rates by coverage level
Insurance companies providing home insurance in Roseville, CA, offer coverage options ranging from $100K to $1000K, or even higher. Homeowners can choose the coverage level as per their needs and budget. Some homeowners choose to add additional coverage because they have a valuable collection of items that would be difficult to replace in case of a theft or fire event. For example, homeowners who opt for a coverage amount of $100K pay $248 towards their home insurance in Roseville, CA. Therefore, the higher the coverage, the more the covered losses.
Refer to the chart below to know the home insurance rates in Roseville, CA, based on the coverage level.
Homeowners Insurance Roseville, CA - Rates by deductibles
Your home insurance deductible represents the amount of money you agree to pay towards a claim before your insurance company will step in and pay the rest. Let's assume your deductible amount is $2000, and in the event of a fire, your claim amount is $5000. Therefore, in this situation, homeowners will pay their deductible amount of $2000, and the insurance provider will pay the remaining amount of $3000.
Homeowners who opted for a deductible of $2000 pay $763 towards their home insurance in Roseville, CA. Homeowners who opted for a deductible of 500 pay $987 towards their home insurance in Roseville, CA. Therefore, the lower the deductible, the higher the home insurance rates in Roseville, CA.
Homeowners Insurance Roseville, CA - Rates by the age of the home
Many insurance companies believe that older houses are less safe because they have outdated wiring, old heating systems, and leaky ceilings, amongst other issues. Therefore, home insurance companies charge high premiums on old homes in Roseville, CA. For example, homes that are 40 years old pay a premium of $1025 in Roseville, CA, whereas newly built homes pay $769 on homeowners insurance in Roseville, CA.
Homeowners Insurance Roseville, CA - Rates by the safety features
Alarm systems, smoke detectors, fire extinguishers, strong locks like deadbolts are just a few home safety features that determine your home insurance rates in Roseville. For example, homes equipped with fire extinguishers can diminish the chances of colossal home damage. Therefore, homes quipped with safety features must not hesitate to ask for discounts while shopping for homeowners insurance in Roseville, CA. Homes equipped with fire extinguishers pay $909 on homeowners insurance in Roseville, CA.
Top Home Insurance Companies in Roseville, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| Liberty Mutual | A | 6.24% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Nationwide | A+ | 4.15% |
Top Allstate Home Insurance Agents in Roseville, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Ratliff And Ratliff Ins. Llc | 4045 N Freeway Blvd 95834 |
(916) 921-6177 | ||
| Alain Welty | 439 Sutter Hill Rd 95685 |
209-267-5405 | ||
| Chad Kish | 7915 Laguna Blvd Ste 140 95758-7944 |
916-684-8822 | ||
| Ahrens Ins. Agency | 2250 E Bidwell St Ste 120 95630-3553 |
916-353-5199 | ||
| Derrick F Howard | 701 12th St 95814 |
(916) 943-1470 | ||
| Roderick D Walker | 600 Atlantic St 95678 |
(916) 783-4663 | ||
| Anthony Cancel | 1849 Iron Point Rd Ste 100 95630-8760 |
916-355-1010 | ||
| Carpenter Insurance | 2744 Del Rio Pl Ste 120 95618-6571 |
530-759-9204 | ||
| Lavone Roberson | 2021 P ST 95811 |
916-313-6100 | ||
| Keith Hallacher | 5750 W OAKS BLVD STE 140 95765 |
800-228-3380 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Ashley Burgett Lutcf | 521 W Kettleman Ln 95240-6005 |
209-339-9953 | ||
| Olga Borsh | 11 W COURT ST STE D 95695 |
888-454-9562 | ||
| Paul Bianco Lutcf | 1990 ALAMO DR STE 1 95687 |
(707) 446-9864 | ||
| Michael S Albright Lutcf | 2450 Venture Oaks Way Suite 200 95833 |
1-916-649-1246 | ||
| Randy Mabrey | 11171 Sun Center Dr Ste 110 95670 |
(916) 366-8196 | ||
| Joshua Fischbein | 11190 SUN CENTER DR STE 100 95670 |
916-443-4221 | ||
| Michael Truett | 2450 Venture Oaks Way Suite 200 95833 |
1-916-649-1246 | ||
| Roderick Bohn | 919 Reserve Dr 95678 |
(916) 645-1001 | ||
| Randy L Redler | 4815 LAGUNA PARK DR STE A 95758 |
(916) 395-3939 | ||
| Peter Flood | 411 Davis St Ste 107 95688 |
(707) 580-6363 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Jim Paterson | 9300 MADISON AVE STE 100 www.jimpatersonagency.com 95662 |
800-400-6394 | ||
| Matt Yost | 5301 Madison Ave Ste 204 www.mattyost.com 95841 |
(916) 899-7750 | ||
| Clay Nissan | 520 Brunswick Rd 95945-9392 |
530-477-2224 | ||
| Doris Stipech | 900 Jefferson Blvd Ste 110 www.dorisstipech.net 95691 |
(916) 374-1600 | ||
| Greg Hicks | 8146 Greenback Ln Ste 101 www.insurecentergrove.com 95628 |
(916) 476-8119 | ||
| Brenda Whitman | 175 N 1st St www.whitmansf.com 95620-3025 |
707-676-5600 | ||
| Myra Cuff | 1455 RESPONSE RD STE 260 www.myracuff.com 95815 |
(916) 993-2700 | ||
| Eddie Jo Williamson | 3175 Sunset Blvd Ste 108 95677 |
(916) 624-8006 | ||
| Tyler Ellis | P. O. Box 668 www.tylerellisinsurance.com 95678 |
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| Carrie Maddux | 3853 Taylor Rd Ste F www.madduxagency.com 95650-9260 |
916-652-4476 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| O Brien Agency Inc | 5 SIERRA GATE PLZ STE 150 95678 |
(916) 784-1008 | ||
| Daniel J Mcginley | 2331 El Camino Ave 95821-5610 |
916-488-2213 | ||
| Be All You Can Be Inc. Dba Brian Barber Insurance | 3617 Marconi Ave 95821-5309 |
916-920-2886 | ||
| Brian A Grimone | 10330 Twin Cities Rd Ste 20 95632-9048 |
209-744-1189 | ||
| Randy Jones & Associates Inc | 9240 Laguna Springs Dr Ste 101 95758 |
(916) 588-7719 | ||
| David K Bartal | 1812 W Kettleman Lane Suite 1 95242-4209 |
209-224-8885 | ||
| Randy Jones & Associates Inc | 8788 Elk Grove Blvd Ste G 95624 |
(916) 685-5550 | ||
| Randy Jones & Associates Inc | 9240 Laguna Springs Dr Ste 101 95758 |
(916) 588-7719 | ||
| Myra Cannon | 3841 N FREEWAY BLVD STE 150 95834 |
916-568-1121 | ||
| Andy W Bleggi | 12417 Fair Oaks Blvd Ste 400 95628-2580 |
916-723-4700 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Rodbro Insurance Agency | 7932 Sunset Ave Ste G 95628 |
(916) 961-3436 | ||
| Daniel J Mouch & Associates Inc. | 2710 Arden Way 95825-1365 |
916-482-5328 | ||
| Crossing Insurance Group | 8110 Pocket Road www.crossinginsurance.com 95831 |
916-428-7370 | ||
| Preferred Insurance Group Inc. | 830 Lincoln Way 95603 |
(530) 888-8013 | ||
| Rattunde-Ott Agency | 4221 Northgate Blvd Ste 1 95834 |
(916) 564-9911 | ||
| Anderson Insurance Inc. | 550 Main St Ste A 95619-9177 |
530-626-4020 | ||
| Rattunde-Ott-Ginzl Agency | 180 Promenade Cir Ste 300 95834 |
(916) 437-0566 | ||
| Preferred Insurance Services Llc | 550 High St Ste 206 95603 |
(530) 305-9213 | ||
| Edwards Insurance Agency | 2505 Riparian Dr Ste 170 95757 |
(916) 429-2900 | ||
| Preferred Insurance Services Inc | 6806 Fallsbrook Ct Ste 1 www.preferins.com 95746 |
(408) 265-5200 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Roseville, CA
| Allstate | Liberty Mutual | Erie | |
| Median Home Value ($) | 397,670 | 417,670 | 407,670 |
| Construction year | 2013 | 2013 | 1999 |
| Home Coverage ($) | $700000-$800000 | $600000-$700000 | $700000-$800000 |
| Total Premium ($) | $2351 | $1894 | $2467 |
Roseville, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Allstate | upto 17% |
| Liberty Mutual | upto 15% |
| Nationwide | upto 5% |
| Erie | upto 17% |