Home Insurance Costs with Deductible Scenarios in Placer County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Placer County, CA	$413300	$766	$1,054
Nevada County, CA	$379800	$701	$965
Foresthill-Back Country, CA	$319200	$607	$835
Placer County, CA	$413300	$766	$1,054
Colfax, CA	$222800	$489	$673
Alta, CA	$357900	$679	$935
Foresthill, CA	$349500	$662	$911
Meadow Vista, CA	$417800	$838	$1,153
Georgetown, CA	$271600	$541	$744
North El Dorado, CA	$346000	$655	$901

---

Impact of Coverage Amount on Home Insurance Cost In Placer County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$303
$200,000	$810
$300,000	$1,046
$400,000	$1,255
$500,000	$1,606
$750,000 to $1000,000	$1,857
Above $1000,000	$2,196

---

---

Placer County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Placer County, CA Average Home Insurance Cost	$1,066.71
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-157.29

---

Top Homeowners Insurance Companies in Placer County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$983
AAA	$830
General	$827
California Automobile	$639

---

Placer County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-128	939
One Claim	+85	1152
Two Claims	+139	1205

---