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Home Insurance Costs with Deductible Scenarios in Oroville, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oroville, CA $165400 $951 $1,309
Gridley, CA $186500 $423 $583
Loma Rica, CA $279500 $550 $757
Oroville, CA $165400 $951 $1,309
Challenge-Brownsville, CA $143300 $413 $568
Magalia, CA $157000 $758 $1,043
Kelly Ridge, CA $161300 $432 $594
Oroville East, CA $210900 $477 $657
Berry Creek, CA $183400 $452 $622
Thermalito, CA $145600 $751 $1,034

Impact of Coverage Amount on Home Insurance Cost In Oroville, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $682
$200,000 $2,304
$300,000 $3,338
$400,000 $3,856
$500,000 $4,936
$750,000 to $1000,000 $5,707
Above $1000,000 $6,748


Oroville, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oroville, CA Average Home Insurance Cost$1,324.566
State Average Home Insurance Cost$1,291
Difference Vs national Average100.566

Top Homeowners Insurance Companies in Oroville, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
Progressive $1,204
Mercury $1,184

Oroville, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1152
One Claim +119 1444
Two Claims +185 1510