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Home Insurance Costs with Deductible Scenarios in Orangevale, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Orangevale, CA $331400 $609 $838
Cameron Park, CA $385700 $626 $861
Antelope, CA $275000 $528 $726
North Highlands, CA $168300 $976 $1,343
Lincoln, CA $413300 $766 $1,054
Gold River, CA $451500 $681 $938
Sacramento, CA $287000 $543 $748
Parkway, CA $186100 $423 $582
Foothill Farms, CA $201200 $436 $600
Folsom, CA $456900 $882 $1,214

Impact of Coverage Amount on Home Insurance Cost In Orangevale, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $226
$200,000 $728
$300,000 $1,016
$400,000 $1,286
$500,000 $1,646
$750,000 to $1000,000 $1,903
Above $1000,000 $2,251


Orangevale, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Orangevale, CA Average Home Insurance Cost$847.78
State Average Home Insurance Cost$1,291
Difference Vs national Average-376.22

Top Homeowners Insurance Companies in Orangevale, CA

Insurance Provider Average Homeowners Insurance Cost($)
Mercury $1,184
State Farm $983
AAA $830
General $827

Orangevale, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -102 746
One Claim +59 907
Two Claims +110 958