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Home Insurance Costs with Deductible Scenarios in North Highlands, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
North Highlands, CA $168300 $976 $1,343
Parkway, CA $186100 $423 $582
Fair Oaks, CA $417500 $779 $1,071
Orangevale, CA $331400 $609 $838
Davis, CA $608800 $1024 $1,409
Foothill Farms, CA $201200 $436 $600
West Sacramento, CA $304600 $567 $780
Penryn, CA $462600 $1004 $1,381
Arden-Arcade, CA $333900 $531 $730
Vineyard, CA $343900 $546 $752

Impact of Coverage Amount on Home Insurance Cost In North Highlands, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $656
$200,000 $2,283
$300,000 $3,313
$400,000 $3,965
$500,000 $5,075
$750,000 to $1000,000 $5,868
Above $1000,000 $6,939


North Highlands, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
North Highlands, CA Average Home Insurance Cost$1,359.423
State Average Home Insurance Cost$1,291
Difference Vs national Average135.423

Top Homeowners Insurance Companies in North Highlands, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Nationwide $852
General $827
California Automobile $639

North Highlands, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -177 1183
One Claim +109 1468
Two Claims +163 1523