Top 5 Home Insurance Companies in Nevada County, CA
Check out the most popular Home Insurance agencies & companies in Nevada County, CA & compare the best quotes from them.
Average Cost of Homeowners Insurance in Nevada County, CA
The average cost of homeowners insurance in Nevada County, CA, is $976.32. Home insurance is something that offers various features at a realistic price. Homeowners in Nevada County can fetch numerous benefits by availing of home insurance. Homeowners would not want to lose money in case of some natural or human-made disasters. Moreover, home insurance can help you pay for repairs or rebuilding the entire structure if something unfortunate happens. Therefore, it is better to be protected when it comes to assuring your home with a home insurance policy at an affordable rate in Nevada County.
There are numerous insurance providers in the market offering home insurance at competitive rates. Therefore, homeowners must compare different quotes and policies offered by home insurance companies in Nevada County, CA, before proceeding. Refer to the chart given below to know the top insurance providers and insurance quotes in Nevada County, CA.
Factors affecting home insurance in Nevada County, CA:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by materials used
4. Home insurance rates by the number of claims
Homeowners insurance in Nevada County - Rates by coverage level
When you own a home, the right home insurance plan is one of the most valuable tools to save yourself from financial burden during any unforeseen event. Homeowners' insurance coverage can include protection from losses due to theft, vandalism, and property damage.
Before shopping for homeowners insurance in Nevada County, it's essential to comprehend all the various kinds of coverage available. Homeowners' insurance can include protection from losses due to theft, vandalism, and property damage. Refer to the chart below to know the cost of home insurance in Nevada County, CA, based on the coverage level. For instance, homeowners opting for $100K coverage pay $306 on home insurance in Nevada County, CA.
Homeowners insurance in Nevada County - Rates by deductibles
It's essential to pay attention to your premium's cost, but don't ignore your deductible. If your belongings are lost, damaged, or stolen, you usually have to pay something out of pocket. That's your deductible. Make sure you know what it is and what it covers. Your insurance company pays what's leftover after your deductible is paid. It's usually a set dollar amount, such as $500 or $1,000.
For instance, homeowners in Nevada County who opted for a deductible of 1500 pay $822 towards their home insurance in Nevada County. Hence, the higher your deductible, the lower your monthly premium. For instance, homeowners who opted for a deductible of 500 pay $965 towards their home insurance in Nevada County, CA.
Homeowners insurance in Nevada County - Rates by materials used
Homeowners must prefer the most durable materials while building their homes. Invest in beautiful yet durable materials such as stucco, stone, and aluminum siding that can withstand natural catastrophes like floods and fires. Choose floorings that will endure through years of high traffic, such as carpeting with a repellent back coating or hardwood floors. You may pay more at the beginning, but you'll make up for it by reducing your maintenance and repair needs over the course of your homeownership. It will also eventually help you reduce the cost of home insurance in Nevada County, CA.
For instance, homeowners who use fire-resistive and hail-resistant roofs to build their homes pay $840 and $957, respectively, on homeowners insurance in Nevada County, CA.
Homeowners insurance in Nevada County - Rates by the number of claims
Claims history is an accurate record for all the claims made by the insurer. It includes the history of the claims, reason for damage, compensation received etc. This helps insurance providers to identify and analyze risk to offer you the best coverage options at competitive prices.
For instance, policyholders with zero claims can purchase their policy for as low as $850 in Nevada County, CA. The premium is higher for policyholders with one or two claims. Homeowners pay around $1045 and $1094, respectively, on their homeowner insurance in Nevada County, CA.
Top Home Insurance Companies in Nevada County, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Nationwide | A+ | 4.15% |
| Travelers | A++ | 3.18% |
Top Erie Home Insurance Agents in Nevada County, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Brodbeck Porter Insurance Agency | 973 Plsnt Grv Blvd Ste 130 95678-6144 |
916-772-8415 | ||
| Preferred Insurance Services Inc | 6937 Douglas Blvd www.preferins.com 95746 |
(530) 885-8800 | ||
| Paul Sprowls Agency Inc | 1751 Oro Dam Blvd E Ste 6 95966 |
(530) 533-5151 | ||
| Preferred Insurance Services Inc | 6806 Fallsbrook Ct Ste 1 www.preferins.com 95746 |
(408) 265-5200 | ||
| Burchfiel-Overbay & Associates | 11045 Donner Pass Rd Ste 1A 96161-4858 |
530-587-3883 | ||
| Preferred Insurance Services Llc | 550 High St Ste 206 95603 |
(530) 305-9213 | ||
| Faller Insurance Agency | 8328 Auburn Blvd # A 95610 |
(916) 999-3205 | ||
| Vandyke Insurance Group | 400 W. Main Street 95971 |
Email:kvandyke@vandykeins.com |
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| Preferred Insurance Group Inc. | 830 Lincoln Way 95603 |
(530) 888-8013 | ||
| Coringrato Insurance Agency | 185 Linden Avenue 95603-5267 |
530-823-5330 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Brazos Insurance Agency Inc | 2160 Sunset Blvd Ste 504 95765-4790 |
916-774-0800 | ||
| Randy Wagers Ins Agency | 5800 Stanford Ranch Rd Ste 610 95765 |
(916) 435-4269 Email:randy@thewagersagency.com |
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| Preferred Personal Insurance Agency Llp | 5530 Douglas Blvd Ste 130 www.ppia-ins.com 95746 |
(916) 751-7922 Email:lkirby@sim-ins.com |
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| Warren Delman Tibbetts | 4110 Datsun Court 95682 |
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| Fiorella Insurance Agency Inc | 4240 Rocklin Rd Ste 4 95677 |
(916) 844-2641 | ||
| Lavinder Group Inc | 246 VERNON ST 95678 |
916-783-6927 Email:mlavinder@gamewood.net |
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| Montgomery Nichols Inc | 5072 HILLSDALE CIR STE 110 95762 |
916-941-0518 | ||
| R K Johnson & Associates Insurance Agency | 907 Natoma St www.rkjohnsoninsurance.com 95630 |
(916) 983-9640 Email:kevin@rkjohnsoninsurance.com |
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| Montgomery Premier Insurance Llc | 301 NATOMA ST STE 104 www.montgomerypremier.com 95630 |
916-353-1023 Email:steve@montgomerypremier.com |
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| Dorsey Insurance Agency Inc | 1201 Grass Valley Hwy 95603 |
(530) 885-8911 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Raul Lopez | 801 Riverside Ave Ste 207 www.agentraul.com 95678 |
(916) 780-0414 | ||
| Dirk Jackson | 2227 Myers St Ste C www.dirkjackson.com 95966 |
(530) 534-7222 | ||
| Monti Mace | 3837 TAYLOR RD www.montimace.com 95650 |
(916) 652-0404 | ||
| Keith Hall | 521 LINCOLN BLVD www.keithhallagency.com 95648 |
916-645-3333 | ||
| Kevin Van Wyk | 333 Village Blvd #203 89451 |
(775) 298-8745 | ||
| Raul Patino | 428 Vernon St www.raulpatino.net 95678 |
(916) 705-7955 | ||
| Erik Fast | 935 Roseville Pkwy Ste 130 www.erikfast.com 95678 |
(916) 787-1271 | ||
| Shawn O'Neill Clu | 1528 Eureka Road, #102 www.shawnoneill.com 95661 |
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| Paul Sheets | 438 Colusa Ave Ste C www.paulsheets.com 95991 |
(530) 671-1923 | ||
| Andrea Mcdonough | 151 N Sunrise Ave Ste 911 www.insureboone.com 95661-2929 |
916-791-1166 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| O Brien Agency Inc | 5 SIERRA GATE PLZ STE 150 95678 |
(916) 784-1008 | ||
| Martha Sue Harris | 993 Governor Dr STE 101 95762-4290 |
(916) 439-9378 | ||
| Auffarth & Associates Llc | 8940 Greenback Ln Ste 150 95662-4649 |
916-989-2144 | ||
| Carline E Legros | 185 Linden Ave 95603-5267 |
530-823-5330 | ||
| Martha Sue Harris | 8303 Sierra College BLVD STE 110 95661 |
(916) 960-0255 | ||
| Martha Sue Harris | 2360 E Bidwell St STE 111 95630 |
(916) 817-6250 | ||
| Palmer Agency Lp | 5011 GOLDEN FOOTHILL PKWY STE 1 95762 |
916-989-9100 | ||
| Martha Sue Harris | 1831 Iron Point Rd Suite 140 95630-8762 |
(916) 668-8000 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Olukayode Ajanaku | 419 6TH ST 95901 |
530-742-3243 | ||
| Jim Phillips | 9197 GREENBACK LN STE E 95662 |
916-988-0214 | ||
| Adaias Souza | 65 Main St 95971-9494 |
530-283-0565 | ||
| David Ginsberg | 2920 Cold Springs Road 95667-4220 |
530-626-9178 | ||
| Keith Fulton | 443 CROWN POINT CIR UNIT A 95949 |
800-682-8476 | ||
| C. Aguillard Agy | 8084 Old Auburn Rd Ste B 95610-2559 |
916-726-1864 | ||
| Randy Walker | 6721 Five Star Blvd Ste G 95677 |
(916) 630-4660 | ||
| Randy Walker | 5701 Lonetree Blvd Ste 109 95765 |
(916) 626-3300 | ||
| A. P. Baker | 768 Taylorville Rd Ste A 95949-7735 |
530-273-0521 | ||
| Paul Shannon | 438 Colusa Ave Ste C 95991 |
(530) 671-1923 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Nevada County, CA
| Allstate | Nationwide | State Farm | |
| Median Home Value ($) | 401,820 | 341,820 | 381,820 |
| Construction year | 2012 | 2005 | 1992 |
| Home Coverage ($) | $250000-$300000 | $300000-$350000 | $250000-$300000 |
| Total Premium ($) | $1084 | $1248 | $1145 |
Nevada County, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 22% |
| Travelers | upto 10% |
| Nationwide | upto 9% |
| Allstate | upto 18% |