Home Insurance Costs with Deductible Scenarios in Modesto, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Modesto, CA	$226700	$478	$657
Riverdale Park, CA	$197000	$465	$639
Stanislaus County, CA	$244100	$494	$680
Valley Home, CA	$462500	$1004	$1,381
Turlock, CA	$272600	$525	$723
Salida, CA	$275200	$507	$697
Bret Harte, CA	$111200	$764	$1,052
Waterford, CA	$223800	$455	$627
Escalon, CA	$311400	$499	$687
Parklawn, CA	$130400	$399	$549

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Impact of Coverage Amount on Home Insurance Cost In Modesto, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$326
$200,000	$887
$300,000	$1,231
$400,000	$1,460
$500,000	$1,869
$750,000 to $1000,000	$2,161
Above $1000,000	$2,555

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Modesto, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Modesto, CA Average Home Insurance Cost	$665.42
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-558.58

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Top Homeowners Insurance Companies in Modesto, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Mercury	$1,184
USAA	$877
AAA	$830

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Modesto, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-87	579
One Claim	+33	699
Two Claims	+93	759

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