Top 5 Home Insurance Companies in Mendocino County, CA
Check out the most popular Home Insurance agencies & companies in Mendocino County, CA & compare the best quotes from them.
Average Cost of Homeowners Insurance in Mendocino County, CA
The average cost of homeowners insurance in Mendocino County, CA, is $864.27. Buying a home is indeed no small feat. In addition, obtaining a home is a long-haul dream that most people attain after years of an uphill battle. This calls for protection that a comprehensive home insurance plan can offer to homeowners in Mendocino County, CA. Home insurance will safeguard your expensive possessions if they are damaged during unfortunate events like fire, theft, or floods.
Before shopping for homeowners insurance in Mendocino County, CA, residents must explore all the insurance providers available in the market. They must compare insurance quotes, discounts, and the company's term conditions. Here are a top home insurance companies in Mendocino County, CA.
Factors affecting home insurance in Mendocino County, CA:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the claims history
4. Homeowners insurance rates by the safety features
Homeowners Insurance in Mendocino County, CA - Rates by coverage level
California is vulnerable to tropical storms and floods every year, so it makes sense for homeowners to protect their houses against possible damage. Home insurance coverage includes the damage for unanticipated losses caused to the house and its contents. For example, homeowners opting for $200K coverage pay $486 on home insurance in Mendocino County, CA.
Homeowners Insurance in Mendocino County, CA - Rates by deductibles
Home insurance deductibles are the amount you pay out of pocket towards a claim. A higher home insurance deductible can lower home insurance rates in Mendocino County, CA. For example, homeowners who opted for a deductible of $1000 pay $773 towards their home insurance in Mendocino County, CA. Homeowners who opted for a deductible of 500 pay $854 towards their home insurance in Mendocino County, CA.
Homeowners Insurance in Mendocino County, CA - Rates by claims history
Claims History is defined as any data that reflects the homeowner's claims history. This information can be used to calculate home insurance rates in Mendocino County, CA. For example, homeowners in Mendocino County, CA, with zero claims history, have to pay a premium of $761. In contrast, homeowners with one or two claims have to pay $943 and $977 on homeowners insurance in Mendocino County, CA.
Homeowners Insurance in Mendocino County, CA - Rates by the safety features
Safety features at home can unlock multiple discounts on homeowners insurance rates in Mendocino County, CA. Home security systems are created to protect your family and home from risky situations, such as fire and burglary. They can also decrease your risk of damage or injury. For example, homes equipped with fire extinguishers pay $1105.65 on home insurance in Mendocino County, CA.
Top Home Insurance Companies in Mendocino County, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| Liberty Mutual | A | 6.24% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Travelers | A++ | 3.18% |
Top Erie Home Insurance Agents in Mendocino County, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| C B Tomaine Company | 733 S Main St 95490-3913 |
707-459-4044 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Ben Ramos Insurance Agency | 720 S Main St 95437-5302 |
707-962-2860 | ||
| Pat Del Vecchio Insurance Agency Inc | 45261 MAR VISTA DRIVE 95460 |
(707) 937-3471 | ||
| O. M. Hughes Insurance, Inc. | 520 S STATE ST 95482 |
707-462-9725 | ||
| Purifoy Insurance Agency Ltd | 104 N Cloverdale Blvd 95425 |
(707) 894-3315 | ||
| Cal Nevada Insurance Agency | 400 E Gobbi St 95482-5512 |
707-462-5696 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Darrell Mckinney | 116 South Main Street 95482-4951 |
707-463-0500 | ||
| Paul Howell | 153 N Main St www.paulhowellinsurance.com 95437 |
(707) 964-4492 | ||
| Paul Hoffman | 675 S Main St www.getphillyinsurance.com 95490 |
(707) 459-2650 | ||
| Paul Bloch | 345 NORTH STATE ST 95482 |
(707) 462-5901 | ||
| Paul Hudson | 786 Redwood Dr www.paulhudson.biz 95542 |
(707) 923-2179 | ||
| Randy Shockey | 650 N Main Street 95453 |
|||
| Paul Hooper | 95 S Main St www.paulhooper.com 95490 |
(707) 459-2808 | ||
| Paul Savino | 367 Lakeport Blvd 95453 |
(707) 263-7452 | ||
| Paul Hudson | 39126 Ocean Dr Ste C www.paulhudson.biz 95445 |
(707) 884-1740 | ||
| Stuart Brooks | 169 Mason St Ste 200 www.agentbrooks.com 95482 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Paul Scaffidi | 367 Lakeport Blvd 95453 |
(707) 263-7452 | ||
| Paul Sanchez | 375 S Main St 95453 |
(707) 263-7757 | ||
| Paul St Laurent | 376 E Gobbi St Ste A 95482 |
(707) 462-6506 | ||
| Paul Sarnak | 526 Lakeport Blvd 95453 |
(707) 263-9534 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Paul Hopco | 45060 Ukiah St #b 95460 |
(707) 937-5050 | ||
| Paul Samosky | 5375 Main St 95451 |
(707) 277-0254 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Mendocino County, CA
| Erie | State Farm | Allstate | |
| Median Home Value ($) | 364,200 | 364,200 | 354,200 |
| Construction year | 1976 | 1983 | 1985 |
| Home Coverage ($) | $500000-$600000 | $350000-$400000 | $400000-$500000 |
| Total Premium ($) | $1705 | $1350 | $1440 |
Mendocino County, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 21% |
| Travelers | upto 7% |
| Allstate | upto 18% |
| Liberty Mutual | upto 19% |