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Home Insurance Costs with Deductible Scenarios in Lodi, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lodi, CA $286500 $543 $747
Taft Mosswood, CA $161200 $431 $593
Lincoln Village, CA $225700 $492 $677
Lockeford, CA $426500 $616 $848
Walnut Grove, CA $435300 $898 $1,235
Wallace, CA $341600 $646 $889
Waterloo, CA $395500 $771 $1,061
Linden-Farmington, CA $380100 $731 $1,006
Wilton, CA $517800 $1111 $1,528
Elk Grove, CA $349500 $636 $874

Impact of Coverage Amount on Home Insurance Cost In Lodi, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $227
$200,000 $753
$300,000 $1,002
$400,000 $1,325
$500,000 $1,696
$750,000 to $1000,000 $1,961
Above $1000,000 $2,319


Lodi, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lodi, CA Average Home Insurance Cost$755.63
State Average Home Insurance Cost$1,291
Difference Vs national Average-468.37

Top Homeowners Insurance Companies in Lodi, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
State Farm $983
General $827
California Automobile $639

Lodi, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -98 657
One Claim +38 793
Two Claims +106 861