Home Insurance Costs with Deductible Scenarios in Lincoln, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lincoln, CA	$413300	$766	$1,054
Rocklin, CA	$481600	$980	$1,349
Olivehurst, CA	$212700	$446	$614
Granite Bay, CA	$697500	$767	$1,055
Lake of the Pines, CA	$371200	$709	$976
Trowbridge, CA	$285000	$557	$767
Orangevale, CA	$331400	$609	$838
Folsom, CA	$456900	$882	$1,214
Auburn Lake Trails, CA	$340200	$644	$886
Carmichael, CA	$334900	$615	$846

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Impact of Coverage Amount on Home Insurance Cost In Lincoln, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$270
$200,000	$783
$300,000	$1,048
$400,000	$1,288
$500,000	$1,649
$750,000 to $1000,000	$1,906
Above $1000,000	$2,254

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Lincoln, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lincoln, CA Average Home Insurance Cost	$1,066.71
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-157.29

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Top Homeowners Insurance Companies in Lincoln, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Progressive	$1,204
USAA	$877
General	$827
California Automobile	$639

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Lincoln, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-149	917
One Claim	+75	1141
Two Claims	+149	1216

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