Home Insurance Costs with Deductible Scenarios in Lake County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lake County, CA	$182000	$437	$602
Cobb, CA	$250600	$517	$711
West Colusa, CA	$286400	$559	$769
Clearlake Oaks, CA	$124700	$393	$540
Lakeport, CA	$206700	$441	$606
Lucerne-Clearlake Oaks, CA	$137000	$406	$559
Nice, CA	$148900	$419	$576
Soda Bay, CA	$235700	$502	$691
Clearlake, CA	$96600	$751	$1,034
Lucerne, CA	$103800	$367	$505

---

Impact of Coverage Amount on Home Insurance Cost In Lake County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$398
$200,000	$1,071
$300,000	$1,360
$400,000	$1,700
$500,000	$2,176
$750,000 to $1000,000	$2,516
Above $1000,000	$2,975

---

---

Lake County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lake County, CA Average Home Insurance Cost	$609.16
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-614.84

---

Top Homeowners Insurance Companies in Lake County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Progressive	$1,204
Mercury	$1,184
Nationwide	$852

---

Lake County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-79	530
One Claim	+30	640
Two Claims	+85	694

---