Home Insurance Costs with Deductible Scenarios in Folsom, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Folsom, CA	$456900	$882	$1,214
Auburn Lake Trails, CA	$340200	$644	$886
Elverta, CA	$275800	$507	$698
Shingle Springs, CA	$465900	$1018	$1,401
Coloma, CA	$444700	$932	$1,282
Lemon Hill, CA	$126600	$694	$955
Citrus Heights, CA	$246600	$497	$684
Vineyard, CA	$343900	$546	$752
Gold River, CA	$451500	$681	$938
Wilton, CA	$517800	$1111	$1,528

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Impact of Coverage Amount on Home Insurance Cost In Folsom, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$300
$200,000	$845
$300,000	$1,038
$400,000	$1,369
$500,000	$1,752
$750,000 to $1000,000	$2,026
Above $1000,000	$2,396

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Folsom, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Folsom, CA Average Home Insurance Cost	$1,228.5
State Average Home Insurance Cost	$1,291
Difference Vs national Average	4.5

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Top Homeowners Insurance Companies in Folsom, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Travelers	$1,856
Farmers	$1,748
USAA	$877

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Folsom, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1057
One Claim	+74	1302
Two Claims	+147	1376

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