Home Insurance Costs with Deductible Scenarios in Fair Oaks, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Fair Oaks, CA	$417500	$779	$1,071
Newcastle, CA	$217500	$484	$666
Folsom, CA	$456900	$882	$1,214
Orangevale, CA	$331400	$609	$838
Fair Oaks, CA	$417500	$779	$1,071
Citrus Heights, CA	$246600	$497	$684
North Highlands, CA	$168300	$976	$1,343
La Riviera, CA	$257300	$487	$671
Gold River, CA	$451500	$681	$938
Granite Bay, CA	$697500	$767	$1,055

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Impact of Coverage Amount on Home Insurance Cost In Fair Oaks, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$245
$200,000	$767
$300,000	$1,068
$400,000	$1,304
$500,000	$1,669
$750,000 to $1000,000	$1,930
Above $1000,000	$2,282

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Fair Oaks, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Fair Oaks, CA Average Home Insurance Cost	$1,084.38
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-139.62

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Top Homeowners Insurance Companies in Fair Oaks, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Progressive	$1,204
Mercury	$1,184
State Farm	$983
California Automobile	$639

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Fair Oaks, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-152	933
One Claim	+87	1171
Two Claims	+141	1225

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