Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in El Dorado Hills, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
El Dorado Hills, CA $575200 $1088 $1,497
Newcastle, CA $217500 $484 $666
Cameron Park, CA $385700 $626 $861
Rosemont, CA $237900 $469 $645
Sloughhouse, CA $446600 $668 $919
Granite Bay, CA $697500 $767 $1,055
Plymouth, CA $222200 $488 $672
Auburn, CA $400400 $731 $1,005
Arden-Arcade, CA $333900 $531 $730
River Pines, CA $158400 $429 $590

Impact of Coverage Amount on Home Insurance Cost In El Dorado Hills, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $254
$200,000 $741
$300,000 $1,032
$400,000 $1,338
$500,000 $1,713
$750,000 to $1000,000 $1,980
Above $1000,000 $2,342


El Dorado Hills, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
El Dorado Hills, CA Average Home Insurance Cost$1,514.7
State Average Home Insurance Cost$1,291
Difference Vs national Average290.7

Top Homeowners Insurance Companies in El Dorado Hills, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
State Farm $983
USAA $877
General $827

El Dorado Hills, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -182 1333
One Claim +136 1651
Two Claims +182 1696