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Home Insurance Costs with Deductible Scenarios in El Dorado County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
El Dorado County, CA $405900 $745 $1,025
Diamond Springs, CA $254300 $484 $666
Grizzly Flats, CA $212100 $479 $659
Georgetown, CA $271600 $541 $744
Camino, CA $389900 $756 $1,040
North El Dorado, CA $346000 $655 $901
Pollock Pines, CA $254600 $485 $667
Placerville, CA $319800 $510 $702
El Dorado County, CA $405900 $745 $1,025
South El Dorado, CA $448900 $948 $1,305

Impact of Coverage Amount on Home Insurance Cost In El Dorado County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $236
$200,000 $772
$300,000 $1,040
$400,000 $1,273
$500,000 $1,629
$750,000 to $1000,000 $1,884
Above $1000,000 $2,228


El Dorado County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
El Dorado County, CA Average Home Insurance Cost$1,037.88
State Average Home Insurance Cost$1,291
Difference Vs national Average-186.12

Top Homeowners Insurance Companies in El Dorado County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
AAA $830
General $827

El Dorado County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -125 913
One Claim +52 1090
Two Claims +145 1183