Home Insurance Costs with Deductible Scenarios in El Dorado County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
El Dorado County, CA	$405900	$745	$1,025
Diamond Springs, CA	$254300	$484	$666
Grizzly Flats, CA	$212100	$479	$659
Georgetown, CA	$271600	$541	$744
Camino, CA	$389900	$756	$1,040
North El Dorado, CA	$346000	$655	$901
Pollock Pines, CA	$254600	$485	$667
Placerville, CA	$319800	$510	$702
El Dorado County, CA	$405900	$745	$1,025
South El Dorado, CA	$448900	$948	$1,305

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Impact of Coverage Amount on Home Insurance Cost In El Dorado County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$236
$200,000	$772
$300,000	$1,040
$400,000	$1,273
$500,000	$1,629
$750,000 to $1000,000	$1,884
Above $1000,000	$2,228

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El Dorado County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
El Dorado County, CA Average Home Insurance Cost	$1,037.88
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-186.12

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Top Homeowners Insurance Companies in El Dorado County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Travelers	$1,856
AAA	$830
General	$827

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El Dorado County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-125	913
One Claim	+52	1090
Two Claims	+145	1183

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