Check out the most popular Home Insurance agencies & companies in Chico, CA & compare the best quotes from them.

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How to Save on Homeowners Insurance in Chico, CA

The average cost of home insurance in Chico, CA is $772. Home value, coverage type, deductible, and age, as well as the material used to construct your home, all influence the cost of a policy. Homeowners can take advantage of available discounts to reduce the cost of their house insurance. Take a look at the savings available to Chico residents.

Average Insurance Cost based on the security features

How_to_Save_on_Homeowners_Insurance_in_Chico_CA

The type of material used to construct your home has a significant impact on the cost of your home insurance. Sturdy materials are used in the construction of homes, making them less vulnerable to damage. As a result, house insurance companies provide significant discounts to homes constructed using damage-resistant materials. Homes built with fire-resistant materials in Chico can get home insurance for $695, while homes built with masonry and brick can get home insurance for $734. Homes with Superior and hail resistant roofs cost $703 and $757, respectively.

Burglaries and damage are less likely in homes with advanced security features. As a result, home insurance companies in Chico promote homeowners to install home security systems by providing discounts. Chico homes with deadbolts and fire extinguishers, for example, pay $703  on home insurance rates, respectively. Additionally, residences with burglar alarms and smoke detectors receive a discount on homeowners insurance of $703 and $687 respectively.

Apart from that, homeowners with a claim-free history receive savings from their insurance company. Furthermore, depending on the type and number of claims, house insurance prices in Chico can rise to $880. Homeowners in Chico who have a claim-free background can get house insurance for $672.

Top Home Insurance Companies in Chico, CA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
State Farm A 17.56%
Liberty Mutual A 6.24%
Allstate A+ 5.91%
Erie A+ 5.4%
Travelers A++ 3.18%

Top Travelers Home Insurance Agents in Chico, CA

Homeowners Insurance Agents Agent Address Contact Details
Ecco Agency Inc 1430 East Ave Ste 3A
optonline.net 95926
(530) 898-9999
Email:gemd@msn.com
Paul Stuckey Insurance Agency 2059 Forest Ave Ste 5
95928
(530) 895-8979
Email:pstuckey43@att.net
Browns Insurance Agency Inc 1970 Mitchell Ave
www.brownsinsurance.com 95966-5393
530-533-3907
Email:brownsins@aol.com
Biddle & Company Insurance Brokers 5867 Queen Dr
95969-4624
530-877-3140
Advocate Insurance Group Inc 669 Palmetto Ave Ste E
95926-4065
530-891-1122
The Gardner Group 305 N Culver Ave
www.gardnergroup.org 95988

Email:info@gardnergroup.org
Ron Loren Gulledge 7786 State Highway 99e Ste B
96055
(530) 384-2840
Duble & Ohearn Inc 1925 Mangrove Ave
95926
(530) 345-2351
Email:info@duble-ohearn.com
Glocker & Company Inc 1054 Live Oak Blvd # 1
www.glocker.com 95991
(530) 674-3300
Email:insurance@glocker.com
Omnisure Insurance 9778 LARKIN RD
95953
530-695-2173

Top State Farm Home Insurance Agents in Chico, CA

Homeowners Insurance Agents Agent Address Contact Details
Sue Frank 6848-H Skyway
www.suefrank.com 95969
(844) 774-7422
Kevin Lang 1357 E LASSEN AVE STE 100
www.kevinlangagency.com 95973
530-895-1010
Paul Strobel 1324 Mangrove Ave Ste 216
www.paulstrobel.com 95926
(530) 343-9358
Paul Schuwerk 1147 Gray Ave
95991
(530) 870-4400
Cheryl Nicholson 221 Walker St
www.cherylnicholson.com 95963-1450
530-865-9922
Ron Mccann Lutcf 120 Amber Grove Dr Ste 126
95973
(530) 895-1200
Ron Lonergan 7786 State Highway 99e
www.ronlonergan.com 96055
(530) 384-0124
Lisa Sims 624 MAIN ST
www.agentlisasims.com 96080
530-527-7600
Gordon Weston Jr 1634 Poole Blvd Ste 400
95993
(530) 674-7894
Paul Simmonds 621 B St Ste B
www.simmondsinsurance.com 95901
(530) 966-1582

Top Liberty Mutual Home Insurance Agents in Chico, CA

Homeowners Insurance Agents Agent Address Contact Details
Kevin Krueger 1211 SEVERNS LN
95969
800-227-7760
Ravi Lalla 570 6th St Ste C
95987
(530) 473-5500

Top Erie Home Insurance Agents in Chico, CA

Homeowners Insurance Agents Agent Address Contact Details
Blue Ridge Insurance Services Inc. 2607 Forest Ave Ste 120
95928-4394
530-899-0100
Adirondack Regional Ins Agency Inc 2760 Esplanade Ste 140
www.adirondackinsurance.com 95973-1117
530-891-8163
Email:premiumtime@aol.com
Paul Sprowls Agency Inc 1751 Oro Dam Blvd E Ste 6
95966
(530) 533-5151

Top Allstate Home Insurance Agents in Chico, CA

Homeowners Insurance Agents Agent Address Contact Details
Billy Johnson 961 Live Oak Blvd Ste B
95991-4029
530-674-8781
Paul Shannon 438 Colusa Ave Ste C
95991
(530) 671-1923
Paul Seifer 697 N Palora Ave Ste A
95991
(530) 751-2444
Daniel Mcneely Bertelson 669 Palmetto Avenue
95926-4065
530-891-1122
Emil Soto 250 Walnut St
96080
(530) 527-5534
Paul Scaffidi 990 Klamath Ln Ste 19
95993
(530) 674-4700
Olukayode Ajanaku 419 6TH ST
95901
530-742-3243
Kevin Lac 2060 TALBERT DR STE 110
95928
530-899-9378
Anthony Jones 1277 East Ave Ste 110
95926-1022
530-895-1356
Aaron Buhl 1137 Franklin Ave
95991-5321
530-671-8400

Chico, CA Homeowners Complaint Ratio By Companies

Home Insurance Company Justified Complaint Ratio 2018 Number of Justified Complaints 2018 Justified Complaint Ratio 2017 Number of Justified Complaints 2017
Allstate 1.7 11 2.4 16
Nationwide 3.2 2 1.6 1
State Farm 3.9 85 3.9 86
Liberty Mutual 11.5 31 5.6 14

Homeowners Insurance Comparison for the Cheapest Premiums in Chico, CA

Liberty MutualAllstateTravelers
Median Home Value ($) 286,040296,040286,040
Construction year 196719911991
Home Coverage ($) $500000-$600000$500000-$600000$700000-$800000
Total Premium ($) $1054$1069$1836

Chico, CA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Travelers upto 11%
Liberty Mutual upto 19%
Erie upto 19%
Allstate upto 16%