Top 5 Home Insurance Companies in Chico, CA
Check out the most popular Home Insurance agencies & companies in Chico, CA & compare the best quotes from them.
How to Save on Homeowners Insurance in Chico, CA
The average cost of home insurance in Chico, CA is $772. Home value, coverage type, deductible, and age, as well as the material used to construct your home, all influence the cost of a policy. Homeowners can take advantage of available discounts to reduce the cost of their house insurance. Take a look at the savings available to Chico residents.
Average Insurance Cost based on the security features
The type of material used to construct your home has a significant impact on the cost of your home insurance. Sturdy materials are used in the construction of homes, making them less vulnerable to damage. As a result, house insurance companies provide significant discounts to homes constructed using damage-resistant materials. Homes built with fire-resistant materials in Chico can get home insurance for $695, while homes built with masonry and brick can get home insurance for $734. Homes with Superior and hail resistant roofs cost $703 and $757, respectively.
Burglaries and damage are less likely in homes with advanced security features. As a result, home insurance companies in Chico promote homeowners to install home security systems by providing discounts. Chico homes with deadbolts and fire extinguishers, for example, pay $703 on home insurance rates, respectively. Additionally, residences with burglar alarms and smoke detectors receive a discount on homeowners insurance of $703 and $687 respectively.
Apart from that, homeowners with a claim-free history receive savings from their insurance company. Furthermore, depending on the type and number of claims, house insurance prices in Chico can rise to $880. Homeowners in Chico who have a claim-free background can get house insurance for $672.
Top Home Insurance Companies in Chico, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| Liberty Mutual | A | 6.24% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Travelers | A++ | 3.18% |
Top Travelers Home Insurance Agents in Chico, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Ecco Agency Inc | 1430 East Ave Ste 3A optonline.net 95926 |
(530) 898-9999 Email:gemd@msn.com |
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| Paul Stuckey Insurance Agency | 2059 Forest Ave Ste 5 95928 |
(530) 895-8979 Email:pstuckey43@att.net |
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| Browns Insurance Agency Inc | 1970 Mitchell Ave www.brownsinsurance.com 95966-5393 |
530-533-3907 Email:brownsins@aol.com |
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| Biddle & Company Insurance Brokers | 5867 Queen Dr 95969-4624 |
530-877-3140 | ||
| Advocate Insurance Group Inc | 669 Palmetto Ave Ste E 95926-4065 |
530-891-1122 | ||
| The Gardner Group | 305 N Culver Ave www.gardnergroup.org 95988 |
Email:info@gardnergroup.org |
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| Ron Loren Gulledge | 7786 State Highway 99e Ste B 96055 |
(530) 384-2840 | ||
| Duble & Ohearn Inc | 1925 Mangrove Ave 95926 |
(530) 345-2351 Email:info@duble-ohearn.com |
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| Glocker & Company Inc | 1054 Live Oak Blvd # 1 www.glocker.com 95991 |
(530) 674-3300 Email:insurance@glocker.com |
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| Omnisure Insurance | 9778 LARKIN RD 95953 |
530-695-2173 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Sue Frank | 6848-H Skyway www.suefrank.com 95969 |
(844) 774-7422 | ||
| Kevin Lang | 1357 E LASSEN AVE STE 100 www.kevinlangagency.com 95973 |
530-895-1010 | ||
| Paul Strobel | 1324 Mangrove Ave Ste 216 www.paulstrobel.com 95926 |
(530) 343-9358 | ||
| Paul Schuwerk | 1147 Gray Ave 95991 |
(530) 870-4400 | ||
| Cheryl Nicholson | 221 Walker St www.cherylnicholson.com 95963-1450 |
530-865-9922 | ||
| Ron Mccann Lutcf | 120 Amber Grove Dr Ste 126 95973 |
(530) 895-1200 | ||
| Ron Lonergan | 7786 State Highway 99e www.ronlonergan.com 96055 |
(530) 384-0124 | ||
| Lisa Sims | 624 MAIN ST www.agentlisasims.com 96080 |
530-527-7600 | ||
| Gordon Weston Jr | 1634 Poole Blvd Ste 400 95993 |
(530) 674-7894 | ||
| Paul Simmonds | 621 B St Ste B www.simmondsinsurance.com 95901 |
(530) 966-1582 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Kevin Krueger | 1211 SEVERNS LN 95969 |
800-227-7760 | ||
| Ravi Lalla | 570 6th St Ste C 95987 |
(530) 473-5500 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Blue Ridge Insurance Services Inc. | 2607 Forest Ave Ste 120 95928-4394 |
530-899-0100 | ||
| Adirondack Regional Ins Agency Inc | 2760 Esplanade Ste 140 www.adirondackinsurance.com 95973-1117 |
530-891-8163 Email:premiumtime@aol.com |
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| Paul Sprowls Agency Inc | 1751 Oro Dam Blvd E Ste 6 95966 |
(530) 533-5151 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Billy Johnson | 961 Live Oak Blvd Ste B 95991-4029 |
530-674-8781 | ||
| Paul Shannon | 438 Colusa Ave Ste C 95991 |
(530) 671-1923 | ||
| Paul Seifer | 697 N Palora Ave Ste A 95991 |
(530) 751-2444 | ||
| Daniel Mcneely Bertelson | 669 Palmetto Avenue 95926-4065 |
530-891-1122 | ||
| Emil Soto | 250 Walnut St 96080 |
(530) 527-5534 | ||
| Paul Scaffidi | 990 Klamath Ln Ste 19 95993 |
(530) 674-4700 | ||
| Olukayode Ajanaku | 419 6TH ST 95901 |
530-742-3243 | ||
| Kevin Lac | 2060 TALBERT DR STE 110 95928 |
530-899-9378 | ||
| Anthony Jones | 1277 East Ave Ste 110 95926-1022 |
530-895-1356 | ||
| Aaron Buhl | 1137 Franklin Ave 95991-5321 |
530-671-8400 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Chico, CA
| Liberty Mutual | Allstate | Travelers | |
| Median Home Value ($) | 286,040 | 296,040 | 286,040 |
| Construction year | 1967 | 1991 | 1991 |
| Home Coverage ($) | $500000-$600000 | $500000-$600000 | $700000-$800000 |
| Total Premium ($) | $1054 | $1069 | $1836 |
Chico, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 11% |
| Liberty Mutual | upto 19% |
| Erie | upto 19% |
| Allstate | upto 16% |