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Home Insurance Costs with Deductible Scenarios in Chico, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Chico, CA $295600 $554 $763
Vina, CA $140300 $410 $564
Paradise, CA $205800 $459 $632
Magalia, CA $157000 $758 $1,043
Corning, CA $174600 $764 $1,052
Chico, CA $295600 $554 $763
Los Molinos, CA $117000 $383 $528
Durham, CA $398200 $654 $900
Butte Creek Canyon, CA $417700 $838 $1,153
Nord, CA $253700 $520 $715

Impact of Coverage Amount on Home Insurance Cost In Chico, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $211
$200,000 $836
$300,000 $1,059
$400,000 $1,290
$500,000 $1,651
$750,000 to $1000,000 $1,909
Above $1000,000 $2,258


Chico, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Chico, CA Average Home Insurance Cost$772.12
State Average Home Insurance Cost$1,291
Difference Vs national Average-451.88

Top Homeowners Insurance Companies in Chico, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
Nationwide $852
California Automobile $639

Chico, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -100 672
One Claim +39 811
Two Claims +108 880