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Home Insurance Costs with Deductible Scenarios in Ceres, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ceres, CA $218300 $470 $647
Empire, CA $121000 $388 $535
Stanislaus County, CA $244100 $494 $680
Patterson, CA $272500 $503 $693
Hughson, CA $305800 $492 $677
East Oakdale, CA $548900 $1165 $1,603
Bystrom, CA $130000 $398 $548
Salida, CA $275200 $507 $697
Oakdale, CA $317600 $586 $806
Riverdale Park, CA $197000 $465 $639

Impact of Coverage Amount on Home Insurance Cost In Ceres, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $342
$200,000 $859
$300,000 $1,251
$400,000 $1,471
$500,000 $1,883
$750,000 to $1000,000 $2,177
Above $1000,000 $2,574


Ceres, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ceres, CA Average Home Insurance Cost$654.75
State Average Home Insurance Cost$1,291
Difference Vs national Average-569.25

Top Homeowners Insurance Companies in Ceres, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
USAA $877
California Automobile $639

Ceres, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -92 563
One Claim +33 687
Two Claims +79 733