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Home Insurance Costs with Deductible Scenarios in Carmichael, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Carmichael, CA $334900 $615 $846
West Sacramento, CA $304600 $567 $780
Roseville, CA $386300 $717 $986
Elverta, CA $275800 $507 $698
Sloughhouse, CA $446600 $668 $919
Folsom, CA $456900 $882 $1,214
Fruitridge Pocket, CA $164100 $434 $597
Newcastle, CA $217500 $484 $666
Rosemont, CA $237900 $469 $645
Fair Oaks, CA $417500 $779 $1,071

Impact of Coverage Amount on Home Insurance Cost In Carmichael, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $267
$200,000 $736
$300,000 $1,022
$400,000 $1,291
$500,000 $1,652
$750,000 to $1000,000 $1,911
Above $1000,000 $2,259


Carmichael, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Carmichael, CA Average Home Insurance Cost$856.51
State Average Home Insurance Cost$1,291
Difference Vs national Average-367.49

Top Homeowners Insurance Companies in Carmichael, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
Farmers $1,748
State Farm $983
General $827

Carmichael, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -111 745
One Claim +60 916
Two Claims +120 976