Home Insurance Costs with Deductible Scenarios in Calaveras County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Calaveras County, CA	$273400	$527	$725
Cedar Ridge, CA	$240800	$507	$698
Red Corral, CA	$266300	$534	$735
Pine Grove, CA	$269100	$538	$740
Rancho Calaveras, CA	$228400	$459	$632
Rail Road Flat, CA	$239700	$505	$696
Avery, CA	$230900	$497	$684
Mono Vista, CA	$233100	$499	$687
Arnold-West Point, CA	$268400	$499	$686
Phoenix Lake, CA	$364500	$694	$954

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Impact of Coverage Amount on Home Insurance Cost In Calaveras County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$309
$200,000	$764
$300,000	$1,100
$400,000	$1,341
$500,000	$1,716
$750,000 to $1000,000	$1,985
Above $1000,000	$2,347

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Calaveras County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Calaveras County, CA Average Home Insurance Cost	$733.32
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-490.68

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Top Homeowners Insurance Companies in Calaveras County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Mercury	$1,184
State Farm	$983
AAA	$830
General	$827

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Calaveras County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-103	631
One Claim	+66	799
Two Claims	+95	829

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